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PRESTITO PER SCORTE E CAPITALE CIRCOLANTE

Pubblicato il 05 giugno 2018 alle 09.55


RESTITO PER SCORTE E CAPITALE CIRCOLANTE:

si tratta di un finanziamento per le imprese a tasso fisso o variabile destinato a finanziare l’approvvigionamento di scorte di materie prime e di prodotti finiti o a reintegrare il capitale circolante.

Il finanziamento, nelle Regioni in cui è possibile, può essere integrato dagli interventi agevolativi previsti dalla Legge 949/52, oppure dale garanzia di cui alla Legge 662 o in alternativa con garanzia confidi.

BENEFICIARI: ditte individuali, Società di persone e Società d capitali anche neo costituite.

FINALITA': il prestito “Scorte” finanzia la costituzione di scorte, materie prime e semilavorati oppure la formazione di piccole quantità di scorte e il reintegro del capitale circolante.

IMPORTO FINANZIABILE: il finanziamento prevede: un importo minimo di 10.000 euro fino ad un importo massimo pari a 1.000.000 euro.

DURATA: è prevista una durata di 2, 3, 4, 5 anni + periodo di preammortamento.

E' possibile estendere la durata di 10 anni, in presenza di garanzia reale.

TASSO: fisso in funzione dell’IRS (parametrato alla durata del finanziamento), variabile in funzione dell’Euribor (parametrato alla periodicità di rata).

PREAMMORTAMENTO: a rata costante solo interessi in funzione della periodicità.

MODALITA' DI EROGAZIONE: Il finanziamento è erogato in unica soluzione con accredito in c/c.

MODALITA' DI RIMBORSO: il rimborso si basa su modello rateale con addebito in c/c.

PERIODICITA' RATA: la rata può essere rimborsata con modalità diverse in base alle esigenze finanziarie del cliente, ossia mensile, trimestrale o semestrale.

GARANZIE: il finanziamento può anche essere garantito da ipoteca, pegno, privilegio, fidejussione o garanzia confidi.

DOMANDE: Procedura a sportello.

 

PRESTITO SCORTE E CAPITALE CIRCOLANTE

Si tratta di un finanziamento per le imprese a tasso fisso o variabile destinato a finanziare l’approvvigionamento di scorte di materie prime e di prodotti finiti o a reintegrare il capitale circolante.

 

GARANZIA

Il finanziamento, nelle Regioni in cui è possibile, può essere integrato dagli interventi agevolativi previsti dalla Legge 949/52, oppure dale garanzia di cui alla Legge 662 o in alternativa con garanzia confidi.

 

BENEFICIARI

Ditte individuali, Società di persone e Società d capitali anche neo costituite.

 

FINALITA'

il prestito “Scorte” finanzia la costituzione di scorte, materie prime e semilavorati oppure la formazione di piccole quantità di scorte e il reintegro del capitale circolante.

 

IMPORTO FINANZIABILE

il finanziamento prevede:

 

un importo minimo di 10.000 euro, fino ad un

importo massimo pari a 1.000.000 euro.

DURATA

È prevista una durata di 2, 3, 4, 5 anni + periodo di preammortamento.

 

E' possibile estendere la durata di 10 anni, in presenza di garanzia reale.

TASSO

Tasso fisso in funzione dell’IRS (parametrato alla durata del finanziamento),

Tasso variabile in funzione dell’Euribor (parametrato alla periodicità di rata).

PREAMMORTAMENTO

Preammortamento a rata costante solo interessi in funzione della periodicità.

 

DURATA ISTRUTTORIA

15 GIORNI

 

MODALITA' DI EROGAZIONE

Il finanziamento è erogato in unica soluzione con accredito in c/c.

 

MODALITA' DI RIMBORSO

Il rimborso si basa su modello rateale con addebito in c/c.

 

PERIODICITA' RATA

La rata può essere rimborsata con modalità diverse in base alle esigenze finanziarie delL'impresa, ossia mensile, trimestrale o semestrale.

 

GARANZIE

Il finanziamento può essere garantito da ipoteca, pegno, privilegio, fidejussione o garanzia confidi.

 

DOMANDE

Procedura a sportello.

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Categorie: Finanziamenti 2018

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